💳 Debt Payoff Calculator
Compare debt snowball and debt avalanche payoff strategies and see how extra monthly payments can reduce interest and payoff time.
📋 Your Debts
Add each debt with its balance, APR and minimum monthly payment.
Debt Name
Balance
APR
Min. Payment
⚙️ Payoff Settings
Your Debt Payoff Plan
Estimated Debt-Free Time
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📅 Estimated Debt-Free Date
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💸 Total Interest
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💵 Total Amount Paid
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📊 Strategy Used
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Payoff Order
Snowball vs. Avalanche
Snowball Interest
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Avalanche Interest
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Potential Interest Savings
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Important:
This calculator provides planning estimates only.
Actual balances, interest charges, minimum-payment rules,
fees and statement timing can vary by lender or card issuer.
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